In spite of the splashy headline figure, there’s still no official plan. No paperwork. No written rules. But one widely followed expert says the eligibility might be surprisingly simple.

Social Security analyst and YouTuber Blind to Billionaire believes income alone will decide who gets the money.

“It is based on your income – that’s it. I’ll make it very clear here, is your income below $75,000 a year, as an individual, yes or no? That’s it – that’s all you need to know. If your answer is yes, you are most likely eligible for this,” he explained.

He pointed to similar thresholds used for past government aid: “Generally, the threshold they put in place for income is $75,000 as an individual, $150,000 as a married couple.”

That means unemployed people or those with non-traditional income streams could still qualify, offering hope to millions. But there’s a big caveat — nothing is finalized yet.

The biggest hurdle: Congress and cold hard math

Even if the public likes the idea, the proposed $2,000 payments face major political and financial roadblocks.

Treasury Secretary Scott Bessent recently cast doubt on whether the plan is workable, telling Fox Business, “We will see,” and emphasizing that “we need legislation for that.”

Translation: Trump would need Congress to approve a spending package that could run into the hundreds of billions of dollars.

So how much money are we talking about?